Learn about 皇家华人 and what we do
Money, at Internet Speed
MISSION
We are on a mission to move money at internet speed by creating a default global, default instant payments network where transactions are instant, cost-effective, and card-free - built on instant bank infrastructure.
What We do
At 皇家华人, we are building a global API for real-time account-to-account (A2A) payments, enabling businesses to accept direct bank transactions and eliminate the need for cards and digital wallets in online transactions.
Instant payment infrastructures are currently being implemented in over 60 regions around the world. We are harmonising these regional bank payment systems, providing access through a single open banking API, thereby reducing the cost of a payment transaction by up to 10 times.
Founded in 2021, the German payment FinTech is headquartered in Berlin and has offices in Munich, London, as well as Helsinki.
Key Figures
5000
banks
400
connected BANK ACCOUNTS
28
LIVE countries
we are Backed by
Leading InvestorS
To date, we have raised $30 million from leading technology investors including Peter Thiel's Valar Ventures and Creandum.
our products are Built By Industry Experts
皇家华人 is aiming at revolutionising how money is moved globally. For that we hire only the best talent from leading industry players, from FinTech, banking, and beyond.
